DeFi Earn with Aave in Unity Wallet 8.2.1




Feb 21, 2025
·
5 min. read
Earn Rewards with DeFi Earn in Unity Wallet
With DeFi Earn in Unity Wallet, you can deposit Tether (USDT) and earn rewards through Aave—all within the app. No complex setups, just a seamless way to put your USDT to work across six blockchains and start earning rewards with ease.
Key Concepts to Know Before Getting Started
If you’re already familiar with DeFi concepts, feel free to skip ahead to the 'Let’s Get Started' section. Otherwise, here are a few essential terms to help you navigate DeFi Earn with confidence.
What Is Tether (USDT)?
Tether (USDT) is the most widely used stablecoin, pegged 1:1 to the US dollar. Issued by Tether Limited, it operates on multiple blockchains, offering liquidity and stability for trading, remittances, and DeFi applications.
What Is Aave?
Aave is a decentralized finance (DeFi) protocol that lets users lend and borrow crypto without intermediaries. By depositing funds into liquidity pools, users earn interest while providing assets for borrowers. Aave’s dynamic interest rates adjust based on market demand. With Aave integrated into Unity Wallet’s DeFi Earn, you can easily generate yields while staying in full control of your assets.
Understanding Liquidity Pools & Earnings
Aave’s liquidity pools are smart contract-powered reserves where users deposit crypto for borrowers to access. When you deposit Tether (USDT) into an Aave pool, your funds contribute to the available liquidity.
Borrowers take loans against collateral, and depositors earn interest from the fees borrowers pay. Interest rates adjust based on supply and demand—higher borrowing leads to higher yields. This allows you to earn rewards on idle assets without actively managing trades.
Liquidity Pools vs. Staking: Key Differences
Liquidity Pools: You deposit funds into a shared pool that borrowers can access, earning interest from their fees. With DeFi Earn, your assets aren’t locked—you can withdraw anytime.
Staking: Involves locking tokens to support blockchain operations (e.g., transaction validation in proof-of-stake networks). Rewards come from the network, usually in newly minted tokens.
What Are Wrapped Tokens?
Wrapped tokens enable cross-chain compatibility, allowing assets to be used outside their native blockchain. In DeFi Earn, your Aave USDT is a wrapped version of your original Tether (USDT) deposit, seamlessly integrated into Aave’s ecosystem to generate rewards.
Why Choose Unity Wallet’s DeFi Earn?
• Earn Passively: Grow your USDT effortlessly via Aave.
• Transparent APYs: Real-time market rates ensure fair yields.
• Multi-Chain Support: Access the best yields across six blockchains.
• Seamless Aave Integration: No need for third-party DeFi platforms.
• Non-Custodial & Secure: You stay in full control of your assets.
Let’s Get Started
To use DeFi Earn, deposit Tether (USDT) into your Unity Wallet or swap another asset into USDT with the green DeFi Earn badge. If you don’t see the badge, check the notes below.
Make sure you have Unity Wallet v8.2.1 to access this feature. Tether (USDT) DeFi Earn supports six blockchains:
Ethereum (ETH), Avalanche C-Chain (AVAXC), Polygon (POL), Binance Smart Chain (BSC), Optimism (OP), and Arbitrum One (ARB1).

Important Notes Before You Begin:
Enable USDT Wallet: If the supported Tether (USDT) variants don’t appear under 'My Wallets', tap the toggle switch (see image below) to activate them.
Manage Wallets: In the 'Manage Wallets' page, search for 'Tether' or 'USDT' and toggle the switch for the variant you want to use.
DeFi Earn Badge: Once added, your DeFi Earn badge should appear. If not, check the additional notes below.

Activate Aave Variants: Enable the Aave USDT variant for the blockchain you plan to use. For example, if earning on Tether USDT (ETH), also activate Aave USDT (ETH). If you forget, you’ll be prompted during the DeFi Earn process.
Network/Gas Fees: Most blockchains require gas fees for transactions. Ensure you have the native token for the blockchain you’re using (e.g., ETH for Ethereum, BNB for Binance Smart Chain, POL for Polygon, etc.) available in your wallet to cover these fees.
Availability: Note that DeFi Earn is unavailable in Afghanistan, Cuba, Iran, North Korea, Syria, the UK, US, and Venezuela.
What Happens Next & What Will I Earn?
When you activate DeFi Earn, your Tether (USDT) is deposited into the corresponding Aave USDT pool on the same blockchain. Your existing USDT balance (minus network/gas fees) moves into Aave, where you start earning the displayed APY (Annual Percentage Yield).
Below is a graphic showing how different Tether variants correspond to their Aave equivalents, along with estimated APYs and gas fees (note: these fluctuate based on market conditions).

Example: How DeFi Earn Works
Let’s say you have $705.00 in Tether (POL). When you deposit it:
A network fee of ~$0.01 and a Unity fee of $3.5 are dedcuted.
Your new balance of $701.49 appears in your Aave USDT (POL) wallet.
You start earning an APY of 4.82%—all seamlessly and automatically.
You can withdraw your assets at any time
If you’re interested in understanding how APYs are calculated, check out these helpful articles:
James ChenWhat Is APY and How Is It Calculated
ChaseHow To Calculate APY | Chase
FidelityWhat is APY and how is it calculated? | Fidelity
Get Started Today
With DeFi Earn, earning passive income on your Tether (USDT) is as simple as depositing—no complex setups required. Whether you’re a seasoned investor or new to crypto, Unity Wallet makes DeFi accessible and rewarding.
👉 Deposit your Tether (USDT) today and start earning!
Disclaimer: APYs fluctuate based on market conditions. DeFi involves risks—ensure you understand them before participating. Network (gas) fees vary by blockchain and are beyond Unity Wallet’s control.
Earn Rewards with DeFi Earn in Unity Wallet
With DeFi Earn in Unity Wallet, you can deposit Tether (USDT) and earn rewards through Aave—all within the app. No complex setups, just a seamless way to put your USDT to work across six blockchains and start earning rewards with ease.
Key Concepts to Know Before Getting Started
If you’re already familiar with DeFi concepts, feel free to skip ahead to the 'Let’s Get Started' section. Otherwise, here are a few essential terms to help you navigate DeFi Earn with confidence.
What Is Tether (USDT)?
Tether (USDT) is the most widely used stablecoin, pegged 1:1 to the US dollar. Issued by Tether Limited, it operates on multiple blockchains, offering liquidity and stability for trading, remittances, and DeFi applications.
What Is Aave?
Aave is a decentralized finance (DeFi) protocol that lets users lend and borrow crypto without intermediaries. By depositing funds into liquidity pools, users earn interest while providing assets for borrowers. Aave’s dynamic interest rates adjust based on market demand. With Aave integrated into Unity Wallet’s DeFi Earn, you can easily generate yields while staying in full control of your assets.
Understanding Liquidity Pools & Earnings
Aave’s liquidity pools are smart contract-powered reserves where users deposit crypto for borrowers to access. When you deposit Tether (USDT) into an Aave pool, your funds contribute to the available liquidity.
Borrowers take loans against collateral, and depositors earn interest from the fees borrowers pay. Interest rates adjust based on supply and demand—higher borrowing leads to higher yields. This allows you to earn rewards on idle assets without actively managing trades.
Liquidity Pools vs. Staking: Key Differences
Liquidity Pools: You deposit funds into a shared pool that borrowers can access, earning interest from their fees. With DeFi Earn, your assets aren’t locked—you can withdraw anytime.
Staking: Involves locking tokens to support blockchain operations (e.g., transaction validation in proof-of-stake networks). Rewards come from the network, usually in newly minted tokens.
What Are Wrapped Tokens?
Wrapped tokens enable cross-chain compatibility, allowing assets to be used outside their native blockchain. In DeFi Earn, your Aave USDT is a wrapped version of your original Tether (USDT) deposit, seamlessly integrated into Aave’s ecosystem to generate rewards.
Why Choose Unity Wallet’s DeFi Earn?
• Earn Passively: Grow your USDT effortlessly via Aave.
• Transparent APYs: Real-time market rates ensure fair yields.
• Multi-Chain Support: Access the best yields across six blockchains.
• Seamless Aave Integration: No need for third-party DeFi platforms.
• Non-Custodial & Secure: You stay in full control of your assets.
Let’s Get Started
To use DeFi Earn, deposit Tether (USDT) into your Unity Wallet or swap another asset into USDT with the green DeFi Earn badge. If you don’t see the badge, check the notes below.
Make sure you have Unity Wallet v8.2.1 to access this feature. Tether (USDT) DeFi Earn supports six blockchains:
Ethereum (ETH), Avalanche C-Chain (AVAXC), Polygon (POL), Binance Smart Chain (BSC), Optimism (OP), and Arbitrum One (ARB1).

Important Notes Before You Begin:
Enable USDT Wallet: If the supported Tether (USDT) variants don’t appear under 'My Wallets', tap the toggle switch (see image below) to activate them.
Manage Wallets: In the 'Manage Wallets' page, search for 'Tether' or 'USDT' and toggle the switch for the variant you want to use.
DeFi Earn Badge: Once added, your DeFi Earn badge should appear. If not, check the additional notes below.

Activate Aave Variants: Enable the Aave USDT variant for the blockchain you plan to use. For example, if earning on Tether USDT (ETH), also activate Aave USDT (ETH). If you forget, you’ll be prompted during the DeFi Earn process.
Network/Gas Fees: Most blockchains require gas fees for transactions. Ensure you have the native token for the blockchain you’re using (e.g., ETH for Ethereum, BNB for Binance Smart Chain, POL for Polygon, etc.) available in your wallet to cover these fees.
Availability: Note that DeFi Earn is unavailable in Afghanistan, Cuba, Iran, North Korea, Syria, the UK, US, and Venezuela.
What Happens Next & What Will I Earn?
When you activate DeFi Earn, your Tether (USDT) is deposited into the corresponding Aave USDT pool on the same blockchain. Your existing USDT balance (minus network/gas fees) moves into Aave, where you start earning the displayed APY (Annual Percentage Yield).
Below is a graphic showing how different Tether variants correspond to their Aave equivalents, along with estimated APYs and gas fees (note: these fluctuate based on market conditions).

Example: How DeFi Earn Works
Let’s say you have $705.00 in Tether (POL). When you deposit it:
A network fee of ~$0.01 and a Unity fee of $3.5 are dedcuted.
Your new balance of $701.49 appears in your Aave USDT (POL) wallet.
You start earning an APY of 4.82%—all seamlessly and automatically.
You can withdraw your assets at any time
If you’re interested in understanding how APYs are calculated, check out these helpful articles:
James ChenWhat Is APY and How Is It Calculated
ChaseHow To Calculate APY | Chase
FidelityWhat is APY and how is it calculated? | Fidelity
Get Started Today
With DeFi Earn, earning passive income on your Tether (USDT) is as simple as depositing—no complex setups required. Whether you’re a seasoned investor or new to crypto, Unity Wallet makes DeFi accessible and rewarding.
👉 Deposit your Tether (USDT) today and start earning!
Disclaimer: APYs fluctuate based on market conditions. DeFi involves risks—ensure you understand them before participating. Network (gas) fees vary by blockchain and are beyond Unity Wallet’s control.
Earn Rewards with DeFi Earn in Unity Wallet
With DeFi Earn in Unity Wallet, you can deposit Tether (USDT) and earn rewards through Aave—all within the app. No complex setups, just a seamless way to put your USDT to work across six blockchains and start earning rewards with ease.
Key Concepts to Know Before Getting Started
If you’re already familiar with DeFi concepts, feel free to skip ahead to the 'Let’s Get Started' section. Otherwise, here are a few essential terms to help you navigate DeFi Earn with confidence.
What Is Tether (USDT)?
Tether (USDT) is the most widely used stablecoin, pegged 1:1 to the US dollar. Issued by Tether Limited, it operates on multiple blockchains, offering liquidity and stability for trading, remittances, and DeFi applications.
What Is Aave?
Aave is a decentralized finance (DeFi) protocol that lets users lend and borrow crypto without intermediaries. By depositing funds into liquidity pools, users earn interest while providing assets for borrowers. Aave’s dynamic interest rates adjust based on market demand. With Aave integrated into Unity Wallet’s DeFi Earn, you can easily generate yields while staying in full control of your assets.
Understanding Liquidity Pools & Earnings
Aave’s liquidity pools are smart contract-powered reserves where users deposit crypto for borrowers to access. When you deposit Tether (USDT) into an Aave pool, your funds contribute to the available liquidity.
Borrowers take loans against collateral, and depositors earn interest from the fees borrowers pay. Interest rates adjust based on supply and demand—higher borrowing leads to higher yields. This allows you to earn rewards on idle assets without actively managing trades.
Liquidity Pools vs. Staking: Key Differences
Liquidity Pools: You deposit funds into a shared pool that borrowers can access, earning interest from their fees. With DeFi Earn, your assets aren’t locked—you can withdraw anytime.
Staking: Involves locking tokens to support blockchain operations (e.g., transaction validation in proof-of-stake networks). Rewards come from the network, usually in newly minted tokens.
What Are Wrapped Tokens?
Wrapped tokens enable cross-chain compatibility, allowing assets to be used outside their native blockchain. In DeFi Earn, your Aave USDT is a wrapped version of your original Tether (USDT) deposit, seamlessly integrated into Aave’s ecosystem to generate rewards.
Why Choose Unity Wallet’s DeFi Earn?
• Earn Passively: Grow your USDT effortlessly via Aave.
• Transparent APYs: Real-time market rates ensure fair yields.
• Multi-Chain Support: Access the best yields across six blockchains.
• Seamless Aave Integration: No need for third-party DeFi platforms.
• Non-Custodial & Secure: You stay in full control of your assets.
Let’s Get Started
To use DeFi Earn, deposit Tether (USDT) into your Unity Wallet or swap another asset into USDT with the green DeFi Earn badge. If you don’t see the badge, check the notes below.
Make sure you have Unity Wallet v8.2.1 to access this feature. Tether (USDT) DeFi Earn supports six blockchains:
Ethereum (ETH), Avalanche C-Chain (AVAXC), Polygon (POL), Binance Smart Chain (BSC), Optimism (OP), and Arbitrum One (ARB1).

Important Notes Before You Begin:
Enable USDT Wallet: If the supported Tether (USDT) variants don’t appear under 'My Wallets', tap the toggle switch (see image below) to activate them.
Manage Wallets: In the 'Manage Wallets' page, search for 'Tether' or 'USDT' and toggle the switch for the variant you want to use.
DeFi Earn Badge: Once added, your DeFi Earn badge should appear. If not, check the additional notes below.

Activate Aave Variants: Enable the Aave USDT variant for the blockchain you plan to use. For example, if earning on Tether USDT (ETH), also activate Aave USDT (ETH). If you forget, you’ll be prompted during the DeFi Earn process.
Network/Gas Fees: Most blockchains require gas fees for transactions. Ensure you have the native token for the blockchain you’re using (e.g., ETH for Ethereum, BNB for Binance Smart Chain, POL for Polygon, etc.) available in your wallet to cover these fees.
Availability: Note that DeFi Earn is unavailable in Afghanistan, Cuba, Iran, North Korea, Syria, the UK, US, and Venezuela.
What Happens Next & What Will I Earn?
When you activate DeFi Earn, your Tether (USDT) is deposited into the corresponding Aave USDT pool on the same blockchain. Your existing USDT balance (minus network/gas fees) moves into Aave, where you start earning the displayed APY (Annual Percentage Yield).
Below is a graphic showing how different Tether variants correspond to their Aave equivalents, along with estimated APYs and gas fees (note: these fluctuate based on market conditions).

Example: How DeFi Earn Works
Let’s say you have $705.00 in Tether (POL). When you deposit it:
A network fee of ~$0.01 and a Unity fee of $3.5 are dedcuted.
Your new balance of $701.49 appears in your Aave USDT (POL) wallet.
You start earning an APY of 4.82%—all seamlessly and automatically.
You can withdraw your assets at any time
If you’re interested in understanding how APYs are calculated, check out these helpful articles:
James ChenWhat Is APY and How Is It Calculated
ChaseHow To Calculate APY | Chase
FidelityWhat is APY and how is it calculated? | Fidelity
Get Started Today
With DeFi Earn, earning passive income on your Tether (USDT) is as simple as depositing—no complex setups required. Whether you’re a seasoned investor or new to crypto, Unity Wallet makes DeFi accessible and rewarding.
👉 Deposit your Tether (USDT) today and start earning!
Disclaimer: APYs fluctuate based on market conditions. DeFi involves risks—ensure you understand them before participating. Network (gas) fees vary by blockchain and are beyond Unity Wallet’s control.
Earn Rewards with DeFi Earn in Unity Wallet
With DeFi Earn in Unity Wallet, you can deposit Tether (USDT) and earn rewards through Aave—all within the app. No complex setups, just a seamless way to put your USDT to work across six blockchains and start earning rewards with ease.
Key Concepts to Know Before Getting Started
If you’re already familiar with DeFi concepts, feel free to skip ahead to the 'Let’s Get Started' section. Otherwise, here are a few essential terms to help you navigate DeFi Earn with confidence.
What Is Tether (USDT)?
Tether (USDT) is the most widely used stablecoin, pegged 1:1 to the US dollar. Issued by Tether Limited, it operates on multiple blockchains, offering liquidity and stability for trading, remittances, and DeFi applications.
What Is Aave?
Aave is a decentralized finance (DeFi) protocol that lets users lend and borrow crypto without intermediaries. By depositing funds into liquidity pools, users earn interest while providing assets for borrowers. Aave’s dynamic interest rates adjust based on market demand. With Aave integrated into Unity Wallet’s DeFi Earn, you can easily generate yields while staying in full control of your assets.
Understanding Liquidity Pools & Earnings
Aave’s liquidity pools are smart contract-powered reserves where users deposit crypto for borrowers to access. When you deposit Tether (USDT) into an Aave pool, your funds contribute to the available liquidity.
Borrowers take loans against collateral, and depositors earn interest from the fees borrowers pay. Interest rates adjust based on supply and demand—higher borrowing leads to higher yields. This allows you to earn rewards on idle assets without actively managing trades.
Liquidity Pools vs. Staking: Key Differences
Liquidity Pools: You deposit funds into a shared pool that borrowers can access, earning interest from their fees. With DeFi Earn, your assets aren’t locked—you can withdraw anytime.
Staking: Involves locking tokens to support blockchain operations (e.g., transaction validation in proof-of-stake networks). Rewards come from the network, usually in newly minted tokens.
What Are Wrapped Tokens?
Wrapped tokens enable cross-chain compatibility, allowing assets to be used outside their native blockchain. In DeFi Earn, your Aave USDT is a wrapped version of your original Tether (USDT) deposit, seamlessly integrated into Aave’s ecosystem to generate rewards.
Why Choose Unity Wallet’s DeFi Earn?
• Earn Passively: Grow your USDT effortlessly via Aave.
• Transparent APYs: Real-time market rates ensure fair yields.
• Multi-Chain Support: Access the best yields across six blockchains.
• Seamless Aave Integration: No need for third-party DeFi platforms.
• Non-Custodial & Secure: You stay in full control of your assets.
Let’s Get Started
To use DeFi Earn, deposit Tether (USDT) into your Unity Wallet or swap another asset into USDT with the green DeFi Earn badge. If you don’t see the badge, check the notes below.
Make sure you have Unity Wallet v8.2.1 to access this feature. Tether (USDT) DeFi Earn supports six blockchains:
Ethereum (ETH), Avalanche C-Chain (AVAXC), Polygon (POL), Binance Smart Chain (BSC), Optimism (OP), and Arbitrum One (ARB1).

Important Notes Before You Begin:
Enable USDT Wallet: If the supported Tether (USDT) variants don’t appear under 'My Wallets', tap the toggle switch (see image below) to activate them.
Manage Wallets: In the 'Manage Wallets' page, search for 'Tether' or 'USDT' and toggle the switch for the variant you want to use.
DeFi Earn Badge: Once added, your DeFi Earn badge should appear. If not, check the additional notes below.

Activate Aave Variants: Enable the Aave USDT variant for the blockchain you plan to use. For example, if earning on Tether USDT (ETH), also activate Aave USDT (ETH). If you forget, you’ll be prompted during the DeFi Earn process.
Network/Gas Fees: Most blockchains require gas fees for transactions. Ensure you have the native token for the blockchain you’re using (e.g., ETH for Ethereum, BNB for Binance Smart Chain, POL for Polygon, etc.) available in your wallet to cover these fees.
Availability: Note that DeFi Earn is unavailable in Afghanistan, Cuba, Iran, North Korea, Syria, the UK, US, and Venezuela.
What Happens Next & What Will I Earn?
When you activate DeFi Earn, your Tether (USDT) is deposited into the corresponding Aave USDT pool on the same blockchain. Your existing USDT balance (minus network/gas fees) moves into Aave, where you start earning the displayed APY (Annual Percentage Yield).
Below is a graphic showing how different Tether variants correspond to their Aave equivalents, along with estimated APYs and gas fees (note: these fluctuate based on market conditions).

Example: How DeFi Earn Works
Let’s say you have $705.00 in Tether (POL). When you deposit it:
A network fee of ~$0.01 and a Unity fee of $3.5 are dedcuted.
Your new balance of $701.49 appears in your Aave USDT (POL) wallet.
You start earning an APY of 4.82%—all seamlessly and automatically.
You can withdraw your assets at any time
If you’re interested in understanding how APYs are calculated, check out these helpful articles:
James ChenWhat Is APY and How Is It Calculated
ChaseHow To Calculate APY | Chase
FidelityWhat is APY and how is it calculated? | Fidelity
Get Started Today
With DeFi Earn, earning passive income on your Tether (USDT) is as simple as depositing—no complex setups required. Whether you’re a seasoned investor or new to crypto, Unity Wallet makes DeFi accessible and rewarding.
👉 Deposit your Tether (USDT) today and start earning!
Disclaimer: APYs fluctuate based on market conditions. DeFi involves risks—ensure you understand them before participating. Network (gas) fees vary by blockchain and are beyond Unity Wallet’s control.