Terms of Use

Sep 16, 2024

Sep 16, 2024

IMPORTANT NOTICE: PLEASE READ CAREFULLY

Introduction

UnityWallet is a non-custodial digital wallet designed for holding digital assets. As a non-custodial (or self-custodial) wallet, you, the user, have complete control and responsibility over your private keys and digital assets. This means that securing your cryptocurrency holdings and ensuring their safety is entirely your responsibility.

Digital assets, commonly referred to as cryptocurrencies or digital tokens, are digital representations of value that use cryptographic techniques to secure and verify transactions on decentralized, typically blockchain-based, networks. These assets can take various forms, including but not limited to cryptocurrencies such as Bitcoin, Ethereum, and Litecoin, as well as digital tokens issued through Initial Coin Offerings (ICOs) or other mechanisms. Digital assets are used for various purposes, such as a medium of exchange, a store of value, or a way to access and utilize decentralized applications (dApps) within the blockchain ecosystem.

By using UnityWallet, you acknowledge and accept full responsibility for your actions and any potential losses incurred. UnityWallet does not assume liability for any loss of assets, and you agree to safeguard your wallet and private keys.

Please note that the availability of UnityWallet services may be subject to regulatory approval in certain jurisdictions. Additionally, some services, market data, and other information provided within UnityWallet are sourced from third-party providers. Real-time quotes and trade prices may not be sourced from all markets. UnityWallet makes no warranty or guarantee regarding the accuracy, timeliness, or completeness of any information provided by third parties.

These Terms of Use apply to your use of the UnityWallet website and the UnityWallet mobile application, available for download from the Apple App Store and Google Play Store. 

If you disagree with these terms, we respectfully request that you discontinue the use of the Website, App, and Services immediately. 

1. ACCEPTANCE OF TERMS

1.1. Binding Agreement  

These Terms of Use ("Terms") constitute a legally binding agreement between you ("User," "Client") and Savl Limited, a company registered in the Cayman Islands ("Company," "we," "us," "our"). By accessing or using our website, mobile application, or services, you agree to be bound by these Terms.

1.2. Agreement by Usage  

By utilizing the UnityWallet website and/or mobile application, you expressly agree to comply with and be bound by these Terms, which govern your access to and use of our services. We also encourage you to carefully review our Privacy Policy, which details our data collection and usage practices.

1.3.Service Modifications 

The Company reserves the right, at its sole discretion, to modify, suspend, or discontinue any aspect of our services, either in whole or in part, at any time. Such changes may be made without prior notice.

1.4. No Obligation to Monitor 

The Company is not obligated to actively monitor users’ compliance with these Terms. While we encourage adherence to these guidelines, we may choose to address reported violations or concerns at our discretion and take any actions deemed necessary.

2. CHANGES TO TERMS

2.1. Modification of Terms 

The Company reserves the right to update and modify these Terms at any time for various reasons, including but not limited to ensuring legal compliance or enhancing the user experience.

2.2. Notification of Changes

Any changes to these Terms will be communicated by posting a revised version on the website and the mobile application. These modifications will take effect five business days after they are posted.

2.3. Acceptance of Modified Terms 

By continuing to use our services after the updated Terms have been posted, you are considered to have accepted the revised Terms.

2.4. Disagreement with Terms

If you do not agree with the updated Terms, you must discontinue the use of the website, mobile application, and services. Your continued use of our services will be interpreted as acceptance of the changes.

2.5. Changes to the Site and Services  

The Company reserves the right, at its sole discretion, to modify or discontinue any part of the website or services at any time without prior notice or liability.

3. ELIGIBILITY

You are eligible to access and use our services provided you meet the applicable legal requirements and agree to abide fully by these Terms. By accessing the website or using our services, you make the following representations and warranties:

3.1. Legal Capacity   

You are of legal age as required by applicable law, possess the legal capacity to enter into binding contracts, and have the authority to bind any entity you may represent.

3.2. Location Restrictions 

You are not located in, nor a resident of, any restricted jurisdiction where cryptocurrency transactions are prohibited. Additionally, neither you nor any controlling parties are subject to sanctions or listed on any prohibited or restricted lists maintained by entities such as the United Nations, the U.S. Government, the European Union, or other relevant authorities.

3.3. Responsibility and Judgment

You possess sound judgment, are capable of accepting full responsibility for your actions, and have the legal capacity to understand and comply with these Terms.

3.4. Risk Awareness

You have a comprehensive understanding of the risks and potential consequences associated with digital asset transactions, including but not limited to those outlined in Section 5 of these Terms.

3.5. Acceptance of Terms  

You have carefully read, fully understood, and unconditionally accepted these Terms.

4. PROPRIETARY RIGHTS

4.1. Intellectual Property  

All brand names, trademarks, service marks, trade names, and content on the website and mobile application are owned by us or our licensors. By using the website, app, or services, you do not acquire any rights to these properties. All use of such intellectual property must comply with these Terms.

4.2. Permitted Use

You are permitted to use the software and its content solely for personal, non-commercial purposes, in accordance with these Terms. The software’s code, structure, and organization are protected by intellectual property laws. You agree not to:

4.2.1. Copy, redistribute, reverse engineer, modify, create derivative works from, or attempt to access the source code.  

4.2.2. Sell, assign, sublicense, transfer, distribute, or lease the software.  

4.2.3. Make the software available to any third party.  

4.2.4. Export the software, either physically or electronically.  

4.2.5. Use the software in any manner that violates applicable laws or regulations.

4.3. Liability for Prohibited Actions 

You will be held liable for any losses, damages, costs, or expenses that we incur as a result of any prohibited actions ("Prohibited Deeds") you commit. If you become aware of any such prohibited actions committed by yourself or a third party, you must notify us immediately and provide reasonable assistance with any related inquiries or investigations.

5.  RISK FACTORS

Before using our services, you should carefully consider and evaluate the following risk factors, along with all other information outlined in these Terms of Use:

5.1. Market Risk  

Trading, buying, or selling decentralized finance (DeFi) and cryptocurrency assets carries significant risks due to extreme market volatility. The value of digital assets can fluctuate dramatically, sometimes within hours or even minutes. You should only invest funds that you are prepared to lose.

5.2. No Guaranteed Value

No institution or entity can guarantee that digital assets will retain any specific value or maintain liquidity in the market. Like other speculative investments, the value of digital assets can potentially drop to zero.

5.3. No Government Backing   

Unlike fiat currencies, digital assets are not regulated or backed by any government or central bank. Their value is based entirely on technology and market trust, and no entity can guarantee their stability during a crisis or mitigate price fluctuations.

5.4. Private Key Risks 

Digital asset transfers require the use of unique private keys. If your private key is lost or destroyed, it will result in the irreversible loss of access to your assets. The Company does not have access to your private keys and is not responsible for any loss of access to your personal virtual wallets.

5.5. Technological Difficulties  

Any technical issues experienced by the Company or its platform may disrupt access to or the use of your digital assets. These technological difficulties can temporarily or permanently affect your ability to engage with your assets.

5.6. Speculative Nature  

Trading and holding digital assets is highly speculative and inherently risky. The Company does not guarantee any profit or positive outcome from your trading activities or use of the platform. You should carefully assess whether holding digital assets aligns with your financial circumstances and risk tolerance.

6. ACCOUNT SETUP AND USAGE

UnityWallet, a non-custodial/self-custody wallet service, offers a streamlined account setup process that does not require formal registration. Users can begin using the wallet by simply downloading the app and starting its use. However, certain third-party services or advanced features may require account registration. By choosing to create an account, you affirm and warrant the following:

6.1. Accurate Information  

The information you provide during the account creation process is accurate and will be kept up to date.

6.2. Account Ownership 

The name associated with your account must correspond to the payment accounts you intend to use.

6.3. Compliance with Laws  

You will comply with all applicable laws, regulations, and directives governing your use of our services.

6.4. Unauthorized Use  

The Company reserves the right to suspend or terminate unauthorized accounts or pending transactions and may take legal action as deemed appropriate.

6.5. Security Alerts  

The Company is not liable for any failure to provide security alerts or any resulting damages or losses, except in cases of gross negligence.

6.6. Account Usage 

You acknowledge and agree that:

  • Your account is for personal use only.

  • You will create and maintain only one account using the app, except where sub-accounts are permitted.

  • You will not assist others in gaining unauthorized access to any account, nor will you attempt to access accounts that do not belong to you.

  • You are fully responsible for all activities that occur through your account.

  • You will not disclose your account or wallet details to any third party.

6.7. Account Confidentiality

You are responsible for maintaining the confidentiality of your account information, securing your digital assets, and monitoring all transactions associated with your account.

6.8. Account Security 

In the event of unauthorized access, compromise, or a security breach related to your account, you must promptly notify us at support@unitywallet.com and provide relevant details.

7. UNITYWALLET SERVICES

7.1. Service Availability 

UnityWallet does not guarantee uninterrupted service availability or a specific level of uptime. We reserve the right to delay, deny, or make services, websites, or applications unavailable at any time and for any reason, including force majeure events. The Company is not responsible for service interruptions or delays in transaction processing, and any resulting consequences.

7.2. Wallet Transactions  

UnityWallet enables users to store, purchase, sell, swap, stake, receive, and send supported digital assets across various blockchains. Each supported digital asset is stored in its own unique wallet, which has its own address, derivation path, and private key. UnityWallet is non-custodial, meaning the Company never takes possession of your digital assets or has access to your private keys.

7.2.1. Asset Transfer Process 

When you sign up and start using UnityWallet, your account balance will begin at zero. You can increase your balance by transferring assets from an external wallet provider to UnityWallet. During this process, new wallets are created for each asset type. By transferring assets, you agree to the following terms:

7.2.1.1. User Responsibility

You are solely responsible for managing and overseeing asset transfers to UnityWallet. UnityWallet is not liable for errors or discrepancies in the transfer process, and you must exercise caution and due diligence.

7.2.1.2. Asset Compatibility

You are responsible for ensuring that the asset types, blockchains, and token types are correctly aligned between your pre-owned assets and UnityWallet. Mismatches may result in lost assets, for which UnityWallet is not liable.

7.2.1.3. Wallet Security

You must maintain the security of your wallet credentials and private keys during the transfer process. As a non-custodial platform, you retain full control over your assets. Safeguarding your credentials is essential to prevent unauthorized access.

7.2.1.4. Legal Compliance

You are responsible for complying with all legal and regulatory requirements related to asset ownership and transfers, including tax obligations. UnityWallet does not provide legal or tax advice. You should validate all transaction details before proceeding with any asset transfers.

7.2.2. Technical Risks of Transactions 

UnityWallet has no control over independent blockchain networks and, therefore, cannot guarantee transaction confirmations or completions. Delays or failures may occur due to network congestion or other blockchain-related issues.

7.2.3. Transaction Limitations  

UnityWallet cannot assist in modifying or canceling transactions once they have been submitted to the blockchain.

7.2.4. Network Disruption Risks  

UnityWallet is not liable for any loss resulting from network disruptions that affect transaction timing, completion, or accuracy.

7.3. Swaps/Exchanges  

UnityWallet allows users to swap or exchange digital assets across multiple blockchain networks through third-party integrations, including decentralized exchanges (DEX) and cross-chain swaps (CCS) provided by Changelly, 1inch, Jupiter, and LetsExchange. By using these services, you agree to the following:

7.3.1. Eligibility  

You confirm that you meet the eligibility criteria outlined in Section 3. Additionally, your use of third-party swap and exchange services is governed by their respective terms and conditions, and it is your responsibility to review and comply with them.

7.3.2. Responsibility and Liability  

UnityWallet is not responsible for any disputes or issues arising from the use of DEX or cross-chain swap services and assumes no liability for transaction disputes.

7.3.3. Transaction Limits.  

Daily transaction limits are set by third-party, and you agree to comply with these limitations.

7.3.4. Transaction Consequences  

You bear full responsibility for any issues resulting from transactions, such as incorrect transfers due to mismatched token types or node server issues.

7.3.5. Handling and Service Fees   

Third-party providers may impose handling or service fees for swaps. UnityWallet cannot guarantee the accuracy of these fees and assumes no liability for any resulting loss or damage.

7.3.6. UnityWallet Fees   

UnityWallet does not charge direct handling or transactional fees; however, an additional commission can be applied on top of third-party provider fees. The exact fees and commissions depend on your Loyalty Program tier status (as outlined in Loyalty Program Terms of Use). Please note that third-party providers may also impose their own fees, such as network or service fees, which are outside of UnityWallet’s control.

7.3.7. Discretion and Updates

UnityWallet reserves the right to modify its fee structure, policies, and services at any time. These changes will be reflected in the Terms of Use.

7.3.8. Customer Support for Third-Party Services

UnityWallet does not provide support for third-party services. For support, please contact the relevant service provider:

  - Changelly

  - 1inch

  - Jupiter

  - LetsExchange

7.4. On & Off-Ramp Services 

UnityWallet provides the ability to purchase ("on-ramp") or sell ("off-ramp") digital assets using fiat currencies through trusted third-party providers. By using these services, you agree to the following terms:

7.4.1. Purchasing Digital Assets (On-Ramp)  

UnityWallet allows users to purchase digital assets using credit or debit cards. These transactions are processed by a third-party provider, which converts your fiat currency into the chosen digital asset. Applicable fees will be deducted during this process, and the digital asset will be credited to your wallet.

7.4.2. Selling Digital Assets (Off-Ramp)  

Users can sell digital assets and have the proceeds sent to their bank account or card, subject to jurisdictional regulations. A third-party provider facilitates this process, converting the digital assets into fiat currency and transferring the funds to your bank account.

7.4.3. Third-Party Payment Providers 

UnityWallet partners with a third-party provider, Ramp, for processing on-ramp and off-ramp transactions. Any issues related to payment processing must be addressed directly with Ramp, and UnityWallet holds no liability for these services. You are bound by Ramp's terms and conditions.

7.4.4 Transaction Fees

7.4.4.1 Gas Fees: Blockchain networks charge gas fees for transactions, which are beyond UnityWallet's control. Users may opt for faster transaction speeds at higher fees, while the default setting will select the lowest available fee.

7.4.4.2. Third-Party Fees:

Ramp, the third-party payment provider, sets its own transaction fees, which may vary based on payment methods, transaction volumes, and currency exchange rates.

7.4.5. Currency Conversion 

Conversion rates from fiat currency to digital assets are determined by the payment provider and may fluctuate with market conditions. UnityWallet has no control over these rates.

7.4.6. Non-Custodial Nature  

UnityWallet remains non-custodial throughout the on-ramp and off-ramp processes. Your private keys and control over your wallet remain intact at all times.

7.4.7. Regulatory Compliance

To comply with international regulations, you may be required to provide documentation for Anti-Money Laundering (AML) and Know Your Customer (KYC) purposes.

7.4.8. Customer Support for Payment Services  

UnityWallet does not provide support for third-party payment services. For support, please contact Ramp at https://support.ramp.network.

7.4.9. UnityWallet Fees

UnityWallet does not charge direct fees for on-ramp and off-ramp transactions; however, an additional commission can be applied on top of third-party provider fees. The specific fees and commissions depend on your Loyalty Program tier (as outlined in Loyalty Program Terms of Use). Please note that third-party providers or banks may charge their own fees, which are outside of UnityWallet’s control and remain your responsibility.

7.4.10. Technical Provider  

UnityWallet is a non-custodial digital wallet that grants users full control over their assets and private keys. As a technology provider, UnityWallet is not liable for third-party applications or services accessed through the platform. Users must conduct their own due diligence before engaging with any third-party services.

Disclaimer: You are responsible for complying with all relevant legal and regulatory requirements in your jurisdiction related to purchasing and holding digital assets. UnityWallet does not provide legal or financial advice. Before proceeding with any on-ramp or off-ramp transactions, please carefully review these Terms and conduct due diligence on all transactions.

7.5. Staking Digital Assets ("Staking Service")

Staking allows holders of certain cryptocurrencies to lock up tokens to support a blockchain network, often in return for rewards. By using UnityWallet’s Staking Service, where a third party may stake your digital assets, you agree to the following:

7.5.1. Staking Participation  

By staking tokens, you agree to lock them up for the designated period. Any rewards, if applicable, will be provided according to the terms of the specific staking service.

7.5.2. Risk Disclosure  

Staking carries risks, such as market fluctuations and potential loss of tokens. UnityWallet is not responsible for any losses during the staking period.

7.5.3. No Financial Advice   

The information provided is for informational purposes only and does not constitute financial or legal advice. You are encouraged to seek professional advice before staking.

7.5.4. Termination and Unstaking  

UnityWallet reserves the right to modify or terminate the staking service at any time. Unstaking may involve conditions or delays, which are beyond UnityWallet’s control.

7.5.5. Security 

You are responsible for the security of your wallet and private keys. UnityWallet is not liable for unauthorized access or loss of tokens.

7.5.6. Tax and Compliance   

You are responsible for complying with tax and legal obligations related to staking in your jurisdiction.

7.6. Purchasing Goods & Services

UnityWallet integrates with Bitrefill, a third-party crypto e-commerce platform that allows users to purchase goods, services, gift cards, and phone refills using cryptocurrencies like Bitcoin, Litecoin, and Ethereum. By using Bitrefill through UnityWallet, you agree to the following:

7.6.1. Third-Party Service 

Bitrefill is an independent service integrated into UnityWallet for convenience. UnityWallet does not control or manage Bitrefill’s operations.

7.6.2. No Liability 

UnityWallet is not responsible for any issues or disputes related to Bitrefill. All concerns should be directed to Bitrefill.

7.6.3. Terms of Use 

When using Bitrefill, you are bound by their terms and policies. It is your responsibility to review and comply with them.

7.6.4. Security  

You are responsible for securing your wallet and private keys while using Bitrefill through UnityWallet.

7.6.5. Customer Support  

UnityWallet does not offer support for Bitrefill services. Please contact Bitrefill directly for assistance. 

7.7. Know Your Transaction (KYT) 

The Know Your Transaction (KYT) service offered by UnityWallet is a risk assessment tool designed to help identify cryptocurrency wallet addresses and transactions that may be linked to suspicious, fraudulent or unlawful activities. By using the KYT service, you agree to the following terms:

7.7.1. Informational Nature

The KYT service provides information for guidance purposes only. It should not be considered financial, legal, or investment advice. KYT results are based on available data and may not offer complete insights into the nature of the transactions or wallet addresses in question.

7.7.2. Methodologies and Results

KYT results and risk scores may vary due to the use of different providers, each with its own methodologies and data sources. UnityWallet is not liable for any inconsistencies in results, as the KYT service is purely informational and not a substitute for legal or financial advice.

7.7.3. Limitation of Liability

UnityWallet is not liable for any direct, indirect, incidental, special, or consequential losses or damages arising from the use of the KYT service. This includes financial losses, legal disputes, or reputational harm.

7.7.4. Confidentiality

You agree to keep KYT-related information confidential and not to share it with third parties for malicious or unlawful purposes.

7.7.5. Legal Consequences

Unauthorized use or sharing of KYT information for malicious purposes, including facilitating criminal activities or violating privacy rights, may lead to civil and criminal penalties.

7.7.6 Data Collection and Sharing

UnityWallet may collect and retain IP address-level data to maintain the integrity and security of the KYT service. This data may be shared with law enforcement agencies upon lawful request to assist in investigations of fraudulent or illicit activities.

7.7.7. Identity Verification for Advanced Reporting

For advanced KYT reporting and access to enhanced features, identity verification through a third-party Know Your Customer (KYC) process may be required. This may include providing legal details, government-issued identification, and visual liveness verification to prevent misuse of KYT data.

7.7.8. Compliance with Laws

You agree to use the KYT service in accordance with all applicable laws, regulations, and sanctions in your jurisdiction and the jurisdiction of the wallet addresses or individuals being assessed.

7.7.9. No Guarantee of Accuracy

The KYT service provides risk assessments based on available data sources, but it does not guarantee the accuracy, completeness, or real-time status of the information provided.

7.7.10. Service Availability

The availability and functionality of the KYT service may be subject to periodic maintenance, updates, or disruptions. UnityWallet reserves the right to modify or suspend the service at its discretion.

7.7.11. Changes to Terms

UnityWallet reserves the right to modify or update these terms at any time. It is your responsibility to review the terms periodically. Continued use of the KYT service constitutes acceptance of any revised terms.

Disclaimer: By using UnityWallet’s KYT service, you acknowledge that you have read, understood, and agreed to these terms. If you do not agree with any part of these terms, please discontinue use of the service.

7.8. NFT Browser

UnityWallet provides users with an NFT (Non-Fungible Token) Browser, allowing for convenient viewing and secure storage of NFTs within UnityWallet. This feature is limited to viewing and storing NFTs; users cannot send, sell, or trade NFTs through this service. By using the NFT Browser, you agree to the following terms:

7.8.1. Blockchain-Based Ownership 

NFTs are blockchain-based assets, and their ownership is governed by the rules and functionalities of the respective blockchains. While we aim to provide a secure experience, the nature of NFTs is inherently tied to the blockchain.

7.8.2. Blockchain Support  

UnityWallet supports NFT browsing on Solana, Ethereum, Binance Smart Chain, Polygon, and Avalanche blockchains. However, this does not imply endorsement or verification of the NFTs. UnityWallet reserves the right to add or remove access to blockchains without prior notice.

7.8.3. User Responsibility 

Users are encouraged to exercise caution and due diligence when interacting with NFTs. The value and authenticity of NFTs are determined by the blockchain and underlying smart contracts. Users should verify these aspects independently.

7.8.4. No Liability for NFT Transactions  

UnityWallet is not responsible for any disputes, losses, or issues related to NFT ownership or transactions. It is the user's responsibility to verify the legitimacy and provenance of NFTs before making any transactions or commitments.

7.8.5. NFT Storage & Content Licenses 

By storing NFTs in UnityWallet, you affirm your legal rights to the associated content and grant UnityWallet a license to handle the NFTs solely for service provision. UnityWallet does not monitor NFTs for intellectual property issues, and users are responsible for conducting their own due diligence. UnityWallet disclaims any liability for claims or damages related to NFT ownership or content.

7.9. WalletConnect Integration

UnityWallet integrates WalletConnect, an open-source protocol that enables secure connections between self-custody cryptocurrency wallets, such as UnityWallet, and decentralized applications (dApps) within the Web3 ecosystem. This integration allows you to interact with dApps without compromising the security of your private keys. By using WalletConnect through UnityWallet, you agree to the following terms:

7.9.1. User Responsibility

You are solely responsible for any connections or integrations you establish via WalletConnect. UnityWallet disclaims any liability for issues that arise from these connections within the UnityWallet ecosystem.

7.9.2. Fraudulent Activities and Scams  

UnityWallet is not liable for fraudulent activities or scams resulting from connecting to malicious dApps. It is your responsibility to conduct due diligence and verify the legitimacy of any dApp before establishing a connection.

Note: Always verify the authenticity of the dApp's publisher or provider before connecting to safeguard your assets and privacy.

7.9.3. Acknowledgment of Risks  

By using WalletConnect with UnityWallet, you acknowledge the inherent risks involved, including potential financial losses, privacy concerns, and compliance with legal or regulatory obligations specific to your jurisdiction.

7.9.4. Compliance with Laws   

You agree to use UnityWallet and WalletConnect in accordance with all applicable laws, regulations, and sanctions in your jurisdiction.

7.9.5. Security Measures  

It is your responsibility to maintain the security of your wallet credentials and private keys while using WalletConnect. Proper security measures must be taken to prevent unauthorized access or breaches.

7.10. Sub-Accounts

UnityWallet enables users to create and manage Sub-Accounts under a "Master Account" for flexible asset management. Sub-Accounts can be archived but not permanently closed. By using Sub-Accounts, you agree to UnityWallet’s terms:

7.10.1. Sub-Account Creation & Use  

Users can create multiple Sub-Accounts under their Master Account. These Sub-Accounts help users manage their assets and implement various strategies, such as savings, investments, or spending. Each Sub-Account serves a specific purpose based on the user's needs.

7.10.2. Archiving Sub-Accounts   

Sub-Accounts cannot be permanently deleted but can be archived. Archiving a Sub-Account removes it from the active view, and it can be reactivated at the user's discretion.

7.10.3. Asset Transfers  

Users can transfer assets between Sub-Accounts using UnityWallet's built-in Send functionality. All transfers are subject to applicable network or blockchain fees.

7.10.4. Adding Currencies

Users have the option to add new digital currencies to any Sub-Account as needed, providing flexibility in managing different assets.

7.10.5. Network/Blockchain Fees  

When transferring assets between Sub-Accounts, users are responsible for covering any network or blockchain fees. These fees are set by the respective network or blockchain and are independent of UnityWallet’s fees.

7.10.6. Sub-Account Limitation

Under the free plan, users can create up to three (3) Sub-Accounts linked to their Master Account. The availability of additional Sub-Accounts may depend on the user's Tier status in the Loyalty Program and is also available through premium or subscription-based plans, subject to the terms and conditions of those specific plans.

7.10.7. Modification of Terms  

UnityWallet reserves the right to modify or update the terms related to Sub-Accounts at any time. Users will be notified of any changes, and continued use of the Sub-Accounts feature constitutes acceptance of the updated terms.

7.11. UnityWallet Community

UnityWallet Community is a free in-app social platform that allows users to connect, share content, and engage with others. The following terms govern your use of UnityWallet Community. For more details on data handling, please refer to our Privacy Policy.

7.11.1. Social Features  

Users can create public or private profiles, post content such as text, images, and links, and interact with others. Public posts can be viewed, liked, and shared by other users.

7.11.2. Followers & Engagement  

By sharing content, users can build a following and interact with the broader community through likes, comments, and other forms of engagement.

7.11.3. Content Responsibility   

Users are responsible for ensuring that their content complies with all applicable laws and is respectful. UnityWallet does not monitor all content but reserves the right to remove any content that violates our guidelines. UnityWallet is not responsible for the accuracy of information or opinions shared by users.

7.11.4. Content Rights   

You retain ownership of the content you post but grant UnityWallet a worldwide, royalty-free license to use, modify, and distribute it for service promotion and improvement. Ensure that any shared content does not infringe upon the intellectual property rights of others.

7.11.5. Service Changes   

UnityWallet may modify, limit, or suspend content and user accounts as necessary. We reserve the right to access and disclose information to comply with legal obligations or protect the rights and safety of users.

7.11.6. Account Termination   

Users can deactivate their accounts at any time. UnityWallet may also suspend or terminate accounts for violating terms or posing legal risks to the platform. Certain provisions of these terms will remain applicable after account termination.

7.11.7. Disclaimers & Liability   

UnityWallet provides its community platform on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties and are not liable for any damages or losses resulting from the use of our community features. To the extent permitted by law, we disclaim liability for any indirect, incidental, or consequential damages.

7.11.8. Data Collection  

UnityWallet collects data on how users interact with the platform, including posts, engagement metrics, and usage patterns. Please refer to our Privacy Policy for more details on how we handle your data.

7.11.9. Legal Disclosure   

UnityWallet may share user information to comply with legal obligations, protect platform integrity, or safeguard user rights.

7.11.10. Community Guidelines

We have established rules to maintain a safe and respectful environment within UnityWallet Community. Violating these rules may lead to account suspension or termination. The following behaviors are strictly prohibited:

  • Violence: No threats or glorification of violence, including encouraging harm to individuals or groups.

  • Terrorism/Extremism: Promoting, supporting, or threatening acts of terrorism or violent extremism is not allowed.

  • Child Exploitation: UnityWallet has zero tolerance for content that sexually exploits or abuses minors.

  • Abuse/Harassment:Targeted harassment, bullying, or incitement to harm others is prohibited.

  • Hateful Conduct: No content that promotes violence or hatred based on race, ethnicity, gender, sexual orientation, religion, or other personal characteristics.

  • Violent Actors: We will remove accounts associated with terrorism, violent extremism, or mass attackers.

  • Suicide/Self-Harm: No promotion or encouragement of self-harm or suicide.

  • Sensitive Media: Excessive graphic, violent, or adult content, including depictions of sexual violence, is not permitted.

  • Illegal Activities: Facilitating or promoting illegal activities, including the sale of prohibited goods or services, is strictly banned.

Users are expected to report violations of these guidelines. UnityWallet reserves the right to take action, including content removal or account suspension, for any breach of these rules.

7.12. Messenger  

UnityWallet provides an encrypted messaging service. By accessing or using the messenger service, you agree to the following terms and conditions. If you do not agree with any part of these terms, please refrain from using the service.

7.12.1. End-to-End Encryption  

The messenger service uses end-to-end encryption, activated by the user through their seed phrase. This ensures that only the intended recipients can access and decrypt the exchanged messages.

7.12.2. Zero Knowledge Policy   

UnityWallet operates under a strict zero-knowledge policy. We do not have access to user conversations and do not store any private data, including chats, private keys, or encryption keys.

7.12.3. User Responsibility 

Users are solely responsible for managing and safeguarding their seed phrases, which are necessary to activate end-to-end encryption. UnityWallet cannot retrieve lost or forgotten seed phrases, so users must maintain their confidentiality to secure their conversations.

 7.12.4. Privacy and Confidentiality  

We respect the privacy and confidentiality of all communications. Messages sent through the messenger service are private and confidential, and UnityWallet does not access, monitor, or store them.

7.12.5. Use of Service   

Users must comply with all applicable laws and regulations when using the messenger service. Any misuse, including harassment, defamation, or illegal activities, is strictly prohibited.

7.12.6. Limitation of Liability  

UnityWallet is not liable for any damages, losses, or liabilities arising from the use of the messenger service, including unauthorized access, interception of messages, data breaches, or technical issues.

7.12.7. Modification of Terms   

UnityWallet reserves the right to modify or update these terms at any time. Users will be notified of any changes, and continued use of the messenger service constitutes acceptance of the revised terms.

7.13. Loyalty Program

UnityWallet’s Loyalty Program is designed to reward and benefit our most active users for their daily engagement with the app. All users are automatically enrolled in the program and are assigned tiers based on points accrued through Daily Challenges (see Loyaty Program Terms and Conditions . The more points you earn, the higher your tier, which unlocks greater rewards and benefits. For more details, including specific rewards and tier levels, please refer to the Loyalty Program Terms and Conditions.

8. THIRD-PARTY SERVICES 

8.1. Third-Party API Providers

Cryptocurrency exchanges and information provided through our Services are facilitated by Third-Party Service providers. Unitywallet does not directly engage in virtual currency exchanges or provide price data. 

8.2. Geo-Blocking and Security

Access to Third-Party API Providers may be restricted in certain countries or states. While we implement security measures, we cannot guarantee protection against all security threats. We and our third-party providers are not liable for any unauthorized access, use, or disclosure of data. 

8.3. Accuracy of Information

Although we strive to provide accurate real-time data, we do not warrant the accuracy of information obtained from third-party providers. Users are encouraged to verify information independently before making decisions. We assume no liability for user decisions based on such information. 

8.4. Third-Party Software and Services

We do not control the terms, policies, or performance of third-party entities. Therefore, we are not responsible for pricing, exchange rates, or customer support provided by third-party software, sites, or services. Transactions conducted on third-party platforms are governed by their respective Terms of Service. 

8.5. Use of Third-Party Services

Your use of our Site and/or Services may entail the utilization of third-party services. Such usage is subject to the privacy policies, terms of use, and fees of the respective Third-Party Services. 

8.6. Third-Party Websites

Our Site and/or Services may contain links to Third-Party Websites, each governed by its own terms and privacy policies. Your engagement with Third-Party Websites is subject to their individual terms and conditions. 

Disclaimer: We do not endorse or assume responsibility for Third-Party Websites, including their behavior, opinions, or content. Any transactions conducted with Third-Party Websites are undertaken at your own risk. 

9. YOUR RESPONSIBILITIES 

9.1. Prohibition of Criminal Activity

You are expressly prohibited from engaging in any criminal or fraudulent activity while using our Website, App, and Services. This includes, but is not limited to, activities such as fraud, money laundering, illegal gambling, terrorist financing, and hacking. Any suspicious or prohibited activity detected may result in the cancellation, suspension, or freezing of your Account. You are personally liable for any losses incurred by the Company or third parties due to non-compliance or violations of these rules. 

9.2. Tax Obligations

You are solely responsible for all tax obligations from your use of our app and services, including reporting and paying taxes as required by law. We do not offer tax advice or withhold taxes. Consult a tax professional to ensure compliance. 

9.3. Security of Credentials and Wallet

Safeguarding the security of your credentials, including your username and password, along with your digital wallet addresses and private keys, is your sole responsibility. The Company holds no liability for any loss or theft of these credentials due to viruses or malware on your device. Any hacking attempts or security breaches should be reported promptly. 

9.4. Recovery Phrase Protection: In the event of losing access to your Wallet, a recovery phrase may be necessary for restoration. It is your exclusive responsibility to securely retain and protect your recovery phrase. The loss of your recovery phrase may result in an inability to access or transfer your cryptocurrency. The Company does not assume responsibility for the security of your recovery phrase. 

9.5. Vigilance Against Threats

Use reputable virus screening software to protect your device and exercise caution when encountering electronic messages that claim to be from us. The Company is not liable for any damage or interruptions caused by viruses, phishing attacks, or other electronic threats. Always log into your Account through the official App and avoid engaging with inauthentic communications. 

9.6. Compliance with Legal Requirements

You are obligated to ensure that your use of our Website, App, and Services fully complies with applicable laws, regulations, and directives in your jurisdiction. You confirm that you will refrain from engaging in unlawful, criminal, or fraudulent activities or prohibited transactions. The Digital Assets exchanged and received through our Services must also be used strictly in accordance with the law. 

10. RIGHT TO RESTRICT, SUSPEND OR TERMINATE ACCOUNT 

Unitywallet reserves the unilateral right to restrict, suspend, or terminate your Account, deny access to the Website and/or App, cancel or reverse transactions, and initiate legal actions, all at its sole discretion. These actions may be undertaken if there is a reasonable suspicion of any of the following: 

  • Breach of the Terms of Use or transaction terms and conditions.

  • Unauthorized use of your Account or any attempt at unauthorized access to the Website or App, as well as assisting others in such endeavors. 

  • Involvement in activities including but not limited to money laundering, terrorist financing, fraud, or any other illegal activities. 

  • Necessity to comply with court orders, law enforcement agencies, or regulatory inquiries. 

  • Abusive use of the Services, including multiple account openings. 

  • Refusal of necessary services by third-party providers due to non-compliance. 

  • Actions causing problems or reputational harm to the Company. 

  • Occurrence of force majeure events or operational/technical errors that affect the operation of the Services. 

  • Association with suspended or terminated accounts or failure to pass compliance checks. 

  • Other Reasons for Suspension or Termination: The Company retains the right to suspend or terminate your access to your Account and/or Services for any reason not explicitly listed in these Terms. 

  • Consequences of Suspension or Termination: In the event of suspension or termination initiated by the Company, you are obliged to cease using your Account and the Services immediately. In cases of termination or suspension by the Company, pending exchange transactions of Digital Assets may be canceled. 

  • Client Initiated Termination: You possess the right to terminate the Client agreement and close your Account by sending a notice via email to our designated contact. The termination will become effective upon the closure of your Account, which typically occurs within ten (10) calendar days after receipt of your termination email. Please note that termination solely affects the information within your account on our software and does not impact wallets in other Blockchains connected to your Account. Until your Account is officially closed, you remain responsible for any activity associated with it. 

  • Cancellation of Pending Transactions: Following termination or suspension by the Company or upon receipt of your termination email, we reserve the right to cancel any pending exchange transactions involving Digital Assets. 

  • Other Rights and Remedies: The termination of the Client agreement does not in any way prejudice or limit any other rights or remedies available to either party, whether for the breach of these Terms or any other breaches thereof. 

11. WARRANTIES & INDEMNIFICATION 

11.1. No Warranty

Your utilization of the Company Services is undertaken at your own risk. The Company does not warrant or guarantee the accuracy, completeness, or uninterrupted availability of the services. Additionally, the Company does not assure the absence of viruses or bugs in the software or server associated with the services. You assume full responsibility and bear the entire risk when using the Company Services. 

11.2. Limitation of Liability

The Company, its affiliates, and service providers shall not be liable for any direct, indirect, special, incidental, or consequential damages arising from your use of the Company Services. This includes, but is not limited to, loss of business, profits, revenue, data, contracts, or anticipated savings. The Company is not responsible for acts or omissions of your internet service provider or other third parties. Your use of the Company Services is conducted at your sole discretion and risk. 

11.3. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates from any claims, liabilities, damages, or costs arising from your breach of the Terms of Use, your use of the Company Services, violation of laws, or infringement of third-party rights. 

Disclaimer: The Company does not provide financial or investment advice. Any information offered by the Company regarding digital assets is not to be considered investment advice. 

The decision to buy or sell digital assets remains your sole responsibility, and the Company is not liable for any losses incurred. For specific financial guidance, you should consult with your own advisors 

12. CLIENT-COMPANY CONTACT 

12.1. Contacting You

By furnishing your contact details during the registration process, you provide consent for us to communicate with you directly concerning your utilization of the Services or other products/services offered by us. 

12.2. How to Contact Us

Should you have inquiries, feedback, or complaints, our customer support is available for your assistance at support@unitywallet.com. Please include any relevant information so that we can assist you effectively. Note that customer service calls may be recorded for quality assurance purposes. 

13. GOVERNING LAW 

The Terms of Use and the relationship between you and the Company are governed by the laws of the Cayman Islands. Any disputes arising from or related to the Terms of Use shall be exclusively resolved in the courts of the Cayman Islands. 

14. MISCELLANEOUS 

14.1. Status of the Parties

You and the Company are independent contractors, and these Terms of Use do not establish a partnership, agency, or fiduciary relationship between you and the Company. 

14.2. Waiver

Any waiver by the Company of any terms of the User Agreement does not constitute a waiver of any subsequent breach of the Terms of Use. 

14.3. Third Parties

The Terms of Use do not confer any rights or benefits to third parties unless expressly stated otherwise. 

14.4. Survival

Provisions that are necessary to fulfill their purpose shall survive termination or expiration of the Agreement. 

14.5. Entire Agreement

The Terms of Use constitute the final and complete understanding between you and the Company, superseding any prior agreements or understandings. 

14.6. Assignment

You may not assign any rights or obligations under the Terms of Use. The Company may assign its rights without notice to you. In the event of a merger or acquisition, the Company may transfer or assign the information you provided as part of such transaction. 

14.7. Severability

If any provision of the Terms of Use is deemed illegal or unenforceable, the remaining provisions shall remain in full force and effect, with the invalid or unenforceable provision construed to reflect the original intent of the parties as closely as possible. 

14.8. English Language

The English version of the Terms of Use governs, and any translations provided are for convenience only. In case of discrepancies, the English version prevails. 

14.9. Confidentiality

If you receive confidential information during the use of the Services, you are obligated to keep it confidential and use it only as permitted under the Terms of Use. Disclosure of such information requires the Company's prior written consent. Upon termination or request, you must return or destroy any confidential information received from the Company. 

Unity Wallet © 2024, All Rights Reserved

Impressum

The software for the Unity Wallet mobile application is developed by the Developer. This Website www.unitywallet.com and the Unity Wallet mobile application are distributed and provided to the users of this website and/or of the Unity Wallet mobile application exclusively by the Content Provider, according to the Terms of Use and the Privacy Policy

Developer

SAVL GmbH, c/o Schwärzler Rechtsanwälte Attorneys, Baarerstr. 75, 6300 Zug, Canton of Zug, Switzerland

Content Provider (for the Website/App)

SAVL Limited, a company incorporated under the laws of Cayman Islands, with a registered office at 190 Elgin Avenue, George Town, Grand Cayman KY1-9001, Cayman Islands

Unity Wallet © 2024, All Rights Reserved

Impressum

The software for the Unity Wallet mobile application is developed by the Developer. This Website www.unitywallet.com and the Unity Wallet mobile application are distributed and provided to the users of this website and/or of the Unity Wallet mobile application exclusively by the Content Provider, according to the Terms of Use and the Privacy Policy

Developer

SAVL GmbH, c/o Schwärzler Rechtsanwälte Attorneys, Baarerstr. 75, 6300 Zug, Canton of Zug, Switzerland

Content Provider (for the Website/App)

SAVL Limited, a company incorporated under the laws of Cayman Islands, with a registered office at 190 Elgin Avenue, George Town, Grand Cayman KY1-9001, Cayman Islands

Unity Wallet © 2024, All Rights Reserved

Impressum

The software for the Unity Wallet mobile application is developed by the Developer. This Website www.unitywallet.com and the Unity Wallet mobile application are distributed and provided to the users of this website and/or of the Unity Wallet mobile application exclusively by the Content Provider, according to the Terms of Use and the Privacy Policy

Developer

SAVL GmbH, c/o Schwärzler Rechtsanwälte Attorneys, Baarerstr. 75, 6300 Zug, Canton of Zug, Switzerland

Content Provider (for the Website/App)

SAVL Limited, a company incorporated under the laws of Cayman Islands, with a registered office at 190 Elgin Avenue, George Town, Grand Cayman KY1-9001, Cayman Islands